California Consumer Debt Defense
How We Help
Four fights, one job: standing between you and the collector. Whether you were just served, a debt buyer is suing you, your paycheck is being taken, or the debt was never yours — there is a next move, and we know it.
When You Are Being Sued
A summons is not a judgment. Respond in time — about 30 days in most California cases, depending on how you were served — and the collector has to prove its case.
Protect Your Money and Your Name
When a judgment reaches your paycheck or bank account — or the debt was never yours at all — California law gives you tools to push back and keep what is yours.
Free Case Review
Get your free case review today.
Tell us what is happening — a letter, a lawsuit, a garnished paycheck, a frozen account. We will explain where you stand and what can be done, in plain language. No cost. No pressure.