This site is information, not legal advice
Everything on this website is general information. It is written to help you understand how California debt collection law usually works — but it is not legal advice, and it is not advice about your case. The right answer always depends on your exact facts, your papers, and your deadlines. Before you act on anything you read here, talk to a lawyer about your specific situation.
Reading this site does not make us your lawyers
Visiting this website, reading it, or sending us a message — by form, email, or phone — does not create an attorney-client relationship. We become your lawyers only when both sides sign a written agreement. Until then, we cannot protect any deadline for you, and information you send us may not be treated as confidential. Please do not send confidential details through this website.
Attorney advertising, and no promises
This website is attorney advertising. Nothing here is a promise or prediction about how your case will turn out. Prior results do not guarantee a similar outcome. Every case is different, and no honest lawyer can guarantee a result.
Deadlines
Where this site mentions deadlines — like the roughly 30 days you usually have to respond to a California lawsuit — those are general descriptions. Your real deadline depends on how you were served and other details of your case. Never rely on a website to calculate a deadline. Have a lawyer confirm yours.
What we do — and what we do not do
Consumer Protection Law is a litigation defense practice: we defend California consumers against collection lawsuits, garnishments, levies, and debts that are not theirs. Through this website, we do not offer debt relief, debt settlement, debt consolidation, debt negotiation, credit repair, or bankruptcy services, and nothing on this site should be read as marketing those services.
California only
This site is about California and federal law, and it is written for people in California. We are licensed in California. If your matter arises somewhere else, the rules may be very different — talk to a lawyer licensed where you are.
The law changes
Pages and guides on this site reflect the law when they were written. Statutes, court rules, and dollar amounts change. We do not promise to update published content.
Questions
If anything here raises a question about your situation, request a free case review or call (949) 418-2113.