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Answer a few questions below. A lawyer reviews what you send and gets back to you with a plain-language read on where you stand — your deadline, your options, and what can be done. If you were served with a lawsuit, do not wait: you have about 30 days to respond in most California cases, and the exact deadline depends on how you were served.

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Step 1 You send the basics below. Two minutes, no documents required yet.
Step 2 We review it and reach out — usually within one business day.
Step 3 You get a clear picture of your situation and your options. What you do with it is up to you.

The review is free. If we can take your case, we explain the cost before any work begins. If hiring us doesn't make financial sense for your case, we'll say so and point you to self-help resources or legal aid. And when collectors break the law — the federal FDCPA or California's Rosenthal Act — the law can make them pay the consumer's attorney fees.

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