Guides
Plain-language guides to California debt collection law — written for the moment the letter, the summons, or the garnishment notice lands in your hands.
Lawsuit Defense
How to Answer a Debt Lawsuit in California
Step-by-step help for answering a debt collection lawsuit in California before your deadline — and why filing the right papers matters.
Lawsuit Defense
California Statute of Limitations on Debt
How old is too old for a debt lawsuit? Most written debts in California have a 4-year limit. See if your debt is past the deadline.
Collection Letters
How to Respond to a Debt Collection Letter
Never ignore a collection letter. Learn what to check, what not to admit, and when to talk to a California debt lawyer.
Garnishment & Levy
Protect Your Money: Claims of Exemption in CA
California lets you protect wages and bank funds you need to live on. Learn how a claim of exemption works and the deadlines to file.
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